Cutting $40K in Taxes for a Growing Consulting Business and Physician Household
David runs a growing consulting business earning over $200,000, while his wife Emily, an anesthesiologist finishing residency, carried significant student loan debt. With Emily’s new nonprofit hospital role qualifying her for PSLF, they needed a tax strategy that reduced David’s business tax burden, preserved cash flow, and supported long-term savings while keeping Emily’s loan payments low.